January 27, 2025
When homeowners in Texas experience damage to their roof due to hailstorms, wind, or other natural disasters, they often turn to their insurance policies to cover the costs of repairs or replacement. While insurance claims are a financial relief for many, there is an important legal requirement tied to these claims: paying the deductible. Some roofing contractors offer to waive, absorb, rebate, or credit the deductible to win business, but this practice is illegal in Texas. Not only can it result in severe legal consequences for the contractor, but homeowners may also unknowingly participate in insurance fraud.